The golden rule says that we should treat people how we want to be treated. Many people try to live by this rule, and this is why personal injury lawsuits get a bad rep. No one wants to get sued for causing an accident, which means suing someone else for causing an accident doesn’t follow the golden rule ethic.
However, do lawsuits actually hurt people?
Are Lawsuits Personally Harmful?
In general, the answer is not really. If an insured driver injures someone (the most common personal injury case), his or her insurance company will pay for a majority of the damages caused by the driver.
Now, it’s wrong to say that the driver would be off the hook completely. A driver who’s responsible for a successful personal injury claim may incur some small monetary loss (increased insurance payments, paying an insurance deductible, etc.) However, the cost of these losses is a fraction of what the insurance company has to handle.
As you can see, a majority of personal injury claims are not detrimentally harmful to the people they are levied against, but it’s worth noting that certain personal injury claims (namely ones where insurance doesn’t cover someone’s negligence) can monetarily hurt an individual.
Regardless of the claim, it’s important to remember that a judge or jury determines payouts in these circumstances, which means frivolous payouts are rare.
Injured By Someone Else’s Negligence?
If you or a loved one are injured by someone else’s negligence, you have the right to seek just compensation for your case. The Law Offices of Ruben Ortiz offers free consultations, which means it never costs to get some advice on your potential case!
Call (915) 308-8850 now for a free consultation for your case!